Encrypt your important data on the fly, set access rights for files and folders - Windows Shareware $39.95. WinDefender is a tool that you can use to secure your confidential data and protect your files and folders on computers running Windows 95/98/ME. It provides real-time protection and security service with strong encryption.

Once you encrypt your private folders then can use them just all others, non-encrypted ones - files will be decrypting 'on the fly'! For any required files and folders you can assign access right, i.e. make it read-only or hide, for example. Try it first on any test files in order to see how it works!